Insure a good relationship.

You don't pay premiums to get the lowest price, you pay premiums to guard against risk. If your risk is not covered when a loss occurs, the premiums are a waste of money. Business is about relationships, and the longer term the relationship, the better the strength of the business. At Bowie Insurance Group, we build lasting relationships with our customers as well as our underwriters, which lowers costs, and provides better value for everyone.

Apples to Apples.

Some insurance companies will quote a low cost by leaving out important coverage that may put you at risk when there is a loss. When shopping for insurance, make sure that you are comparing apples to apples. If you need to lower your premiums, talk to someone who can creatively shape your coverage to fit your individual situation, without leaving you exposed. Talk to an agent that creates a policy for you, rather than selling a policy to you.